My baby girl just turned one. I wanted to throw here a really cool party but we are on a pretty strict budget right now. My mom and I are both pretty crafty so we went to work looking up different decoration ideas that we could make together and save me some money doing so. I wanted to have an owl themed party and I found a ton of ideas online for cute and easy decorations.
We made her a birthday banner for the wall, I found all the supplies at Walmart and spent a total of $7 on them. Plus, we have enough stuff left over from it that we will be able to make banners for the other kids birthdays and maybe some stuff for Amelia’s scrapbook.
Summer is here and my family is on a strict budget once again. We have a little more wiggle room then we did last summer but we still have to keep our summer activities low cost. We are an active family of six and we try to do at least one family activity on the weekends.
Here is a list of some of our low cost summer plans-
1. Picnic in the park
- This is one of the kids favorite things to do as a family. We pack drinks, sandwiches, chips, fruits, veggies and a dessert. We eat lunch at a local park and then spend the afternoon playing. The area we live has a nice park with a shelter, a pond and a play area so we always go there for our picnics. We always have a blast and since we have to eat lunch anyway this ends up being a no cost family outing.
Posted 05-24-2012 at 09:45 AM by Krista
I have posted quite a few articles on here about physical fitness and now my husband and I are trying to get financially fit as well. I think a lot of the same rules apply. I didn’t really begin to get physically fit until I was literally sick and tired of being overweight. I was embarrassed that every time I did even a little exercise, I got winded and red faced. And you know, as the saying goes, I was sick and tired of being sick and tired. Only then did I begin to do something, starting with monitoring my calorie intake and then building up an exercise routine, increasing the intensity over
I believe that financial fitness is much the same. You have to be sick of being broke, tired of debt, and ready to make a change. I have reached that point in my life. I am so exhausted living with the feeling that we have to live holding our breath until the next paycheck hits the account, in fear of over-drafting. There are times when it feels like there is no solution: if we keep more money in our account, our debt will never get paid off. It is a never ending cycle and I know I am not the only one caught up in it. Of course, when anything unexpected occurs, like an illness or a flat tire, we’re back to square one.
I have been scrap booking for about 8 years now. I love doing it. It is something that my mom recently started doing also and we have been working on our books together. Right now I am working on several books. I recently finished one from my wedding. I have started my family book, my son’s and one for each of my three girls. I honestly feel like this is going to take me forever but at least it is something I enjoy doing.
One thing about scrap booking is that is can get really expensive. All the pretty embellishments, stickers and paper can add up quickly. Throughout the years I have gotten very resourceful when it came to different decorating ideas.
Here is a list of tips to help you make great books and save money at the same time .
1. Save birthday cards
- A lot of the times the birthday cards my kids get have little embellishments that I can cut off and use for their books. Things like little glittery presents, cakes and balloons make great accents to pages and great reminders from their parties. I have also cut the words off and used them for titles on the tops of pages and under pictures.
2. Print your own quotes
- I get nice colored card stock and find my quotes online. I then cut them out with decorative scissors and glue them on my pages.
My oldest two kids earn an allowance every week. We use a Melissa and Doug Chore Chart and each day they both have a chance to earn three circles a day. Each circle stands for a quarter that they can earn. We have two chores and one behavior responsibility on the chart right now. Alex has to clean his room, help with chores and not tease. Destiny has to clear dishes from the table (usually her own and her little sister only), clean her room and not whine. This system has worked really well for the kids so far. We give them their allowance in change and let them put it in their banks. Once and a while I give them dollar bills but they like getting change more.
I did not know that giving kids an allowance was such a heated topic with other parents until I saw some posts on Facebook. Someone has posted that they were having problems getting their young child to help with chores and cleaning their own room. I mentioned what we did and how it worked for us. The conversation only went downhill from there. People got on and said that rewarding kids with money for something they are expected to do only teaches then they get something for doing what they need to do and others agreed that teaching them responsibility while rewarding them was a good thing. Eventually the original poster got upset with people arguing and removed the whole post.
Posted 03-12-2012 at 03:51 PM by HollyRay
My husband and I really love Dave Ramsey, and if you’ve ever read his books or listened to his show the phrase “Beans and rice, rice and beans” is probably all too familiar. Of course when Dave talks about beans and rice, what he is really saying is bare bones, not eating out, etc. He isn’t really saying that you should only eat beans and rice…and neither am I, but I do think you should give them a chance.
Before you get your pitchforks and wave your torches to burn against beans and rice let’s talk about their nutritional value.
According to livestrong.com a serving of kidney beans and rice has:
419 calories, 81.5 g of total carbohydrates and only 1.5 g of total fat. One serving provides 27 percent of the recommended daily value (DV) for carbohydrates (based on a daily diet of 2,000 calories). White rice has a medium impact on blood sugar (glycemic index of 58), but that’s balanced against the low impact of kidney beans (glycemic index of 52). The total fat includes only 0.2 g of saturated fat and a good amount of heart-healthy fatty acids.
Posted 03-7-2012 at 10:10 AM by Mel
Late last summer I heard about Four Thieves Vinegar and the benefits of brewing some. I was intrigued and decided to brew some of my own. The story behind it and the ingredients vary from story to story, but the benefits remain the same. By consuming it and using it as a disinfecting spray it helps protect your body from illness.
The just of the story is that there were once four thieves who robbed people during the plague. People didn’t pursue them at first because they figured eventually they would catch the plague and die as well. However, they continued robbing homes of those infected without ever getting sick. Once caught they revealed their secret. They had made a vinegar that they consumed that kept them healthy and the list of ingredients varies slightly by story.
I have been going back and fourth about cutting my hair short for awhile now. In the couple years I have only trimmed the split ends. I have always had thick and wavy hair and my hair got thicker with each child. Unlike most of the moms I know it never got thinner after they were born, just got thicker during pregnant and stayed that way. So I have thick, wavy, wild and unmanageable hair. Usually I wore it in a pony tail or a bun. On the rare days that I did have time to do anything with it, it took forever.
The last time I had my hair cut shorter then my shoulders, I was a young teenager, back when I actually had time to style it everyday. Well being a busy mom of four young kids you can imagine that the last thing I have right now is spare time but I really wanted to do something different with my hair. I was so bored of the same hair do every single day. When I recently went to visit one of my best friends and while we were out clothes shopping for our kids she talked me into going and getting my hair cut.
I was not sure what I wanted so I just told the girl that I wanted it thinned, short, lots of layers, no bangs and long enough that I can get most of it back into a pony tail for when I was exercising. Then I just prayed I would like whatever she did. I am so glad I did. The results are great! I had her straighten for me and I love it! Even when I don’t take the time to straighten it still looks really nice and it makes me feel pretty again. I am really happy that I finally cut it, it was time for a change and I really think it is a change for the better!
We were gifted a Baby Bullet for Christmas and I really love it! We have been making our own baby food every since my second child was old enough for solids. I was using my blender which did work but I do have to say having this little system is so much better.
Being a mom with four young kids you can imagine I am busy, this system has made making my own baby food easy and fast. The large batch bowl can be filled enough to make about 1 week worth of food at a time, the storage containers are fridge and freezer safe, the batch tray is perfect for freezing extras for later and the spatula makes clean up a breeze. It came with two books, the manual/cook book and the pocket nutritionist. Both are filled with a lot of great information and the recipe book has lots of great ideas for meals for your little one.
The last batch of baby food I made was banana. I just broke a large banana in half, stuck it in the large batch bowl and pureed until it was ready. The baby bullet cookbook recommends using water with the banana but I found it was thin enough without the water. The large banana without any water filled three of the baby bullet storage containers. One was used right away and the other two went in the fridge.
The thing I think I like the most about the storage containers is they have a date dial on them. That way I always know which food was made on which day and I do not have to worry about sticky notes falling off the jars in the fridge or freezer.
My massive purge has begun. We are doing the bedrooms first and that means it is time to go through and get rid of clothes we no longer have a need for. Anything that is still in good condition we take to my husband’s aunt’s resale shop and we donate some to goodwill or another charity. I do not like to throw clothes away though, if something is old, has a hole or stain I always want to try to find another use before throwing it in the trash.
Here are some ideas to recycle old clothes.
1. Jeans and jean skirts
- Cut off the pockets, you would be amazed at how useful jean pockets are in crafts. I have used them to make coin purses, jean pocket magnets, a pocket for holding small pony tail holders on bow holders and lots of other things.
- I recycled an old jean skirt that had gotten to small into a purse for my mom
- Learn to sew using denim. I have seen potholders, quilts, backpacks and a lot of other cool stuff made with denim. I am learning to sew currently and I want to make some cute pot holders.
This site has 25 projects you can make out of denim.
2. Old tshirts
- I am saving up old tshirts right now because I want to make a rug.
- I have heard of people having them turned into diapers.
- I recently saw a lady that used old tshirts and made them into tote bags.
This site has 10 ideas for recycling t shirts.
More after the break.