Today began our Total Money Makeover. Even though we’d talked about it at least three times yesterday, when the day was halfway through my husband said, “I think we’ll wait until next month to start.” NO! I am a person who, once I decide I am determined to do something, I have to start right then, or lose my resolve.
The reason he was suggesting it is because he went to the dentist today, which was long, long overdue. He came home with the pronouncement that he may need a root canal, the bill for which is over five hundred dollars. Ouch! It certainly isn’t expected, and right now I am not positive how we are going to fit it in, but we have to.
Too often we have put off things that needed to be done, like car maintenance or going to the dentist, telling ourselves that we needed the money this month and would do it next month. You know how that type of planning goes: right out the window! So, while we will have to play catch-up for a while on things, I am really glad to have a system in place. To be honest, this is the first time that my husband and I have been on the same page about finances in a long, long time.
Today, like I said, was day 1. I have read several books on financial plans before, and I remember one that said to count how many days you can go without spending money. I thought that would be easy until I tried it. To be honest I spend money on something every day, whether it’s just an ice cream bar or a few gallons of gas. We went to the grocery store today and I was very proud to walk out with a bill of $2.18. We bought a candy bar to share—I know, oh the extravagance!—and soup crackers. I am very pleased with us that we got through today spending so little.
I am going to post weekly updates of how we’re doing, and if you are doing the Total Money Makeover please let me know where you are and how you’re doing!