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onegratefulmama 08-16-2012 11:41 PM

Paypal "sending" limit?
Anyone know about getting "verified" through paypal? It requires linking your bank account to your paypal account which I have not wanted to do but I just got a message saying I'm getting close to my "sending" limit
"This is the maximum amount of money you can send or use for purchases before you need to become Verified."

We use paypal for lunch accounts for the older kids and other gift buying so I did not get this close on diaper buying alone! I'm still a ways off but just am wondering what exactly this entails and what the process looks like. TIA!

qberry 08-17-2012 12:22 AM

They ping your bank account with two small amounts (under $1 each) and you report back how much they were. Easy peasy.

If your PP balance is not enough to cover a transaction then it will go to the bank acct or CC if you choose. You will always be notified beforehand.

They just need your routing and checking acct numbers.

qberry 08-17-2012 12:22 AM

And by ping I mean deposit lol.

Fishie Kisses 08-17-2012 12:40 AM

Re: Paypal "sending" limit?
it's super easy and in about 7 years (maybe more??) of using Paypal with my bank account, I have never once had an issue!

chandni3 08-18-2012 11:29 AM

Re: Paypal "sending" limit?

thekuligs 08-18-2012 11:41 AM

Re: Paypal "sending" limit?
Mine has been verified for years with no issues. Never any unrequested charges or anything else.

onegratefulmama 08-18-2012 01:14 PM

Ok thanks ladies I was just not liking giving them access to my bank account info but looks like I'll need to sooner or later!

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