[redhairboy]

I vote option 3...Sure you wont have debt paid off in the time you were thinking but it will be paid off in a little over 2 years and that is including having another baby. Sure you wont get time with DH but you can spend time together on the weekends. I would put my child first. Good Luck and let us know what you decide. An extra 100 a week wouldn't be worth putting my child behind everything and everyone else.