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Old 01-28-2012, 04:21 PM   #29
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Join Date: Aug 2006
Posts: 2,186
Re: Is it question

Originally Posted by Mom2Connor View Post
So if they had been applying the extra towards the next month, wouldn't I see that when I receive the statement each month? IE: wouldn't the next month say I owe less instead of the usual amount?

I will definitely give them a call Monday and ask about what happens when I sent in extra with the mortgage each month. I don't send it in seperately, I just add it into the actual payment. I really do not want to have to send an actual check each month, that is a PITA.
You should be able to see it on the statement. Either the amount owed, or the due date would move. You might get a statement that says your payment is due on April 1, if you're ahead, but still the original payment amount. That happened to me once.
Mom to 3 wonderful kids.

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KrisM is offline   Reply With Quote