This happened to me a few months ago. I called each place where a charge was made and explained the situation. Every single one was extremely accomadating, required nothing faxed, and refunded to my account within 48 hours.
There were 11 different charges placed - flowers, air line tickets, dating sites and shopping.
My bank wouldn't do anything either, but refunded the overdraft fees after they saw the police report.
I immediately switched to a national bank, instead of my small home town bank. National banks have precautions in place to catch these things.
Laura, mama to Henry 01.28.07
always missing Jack, 08.23.10
& newest addition Catherine 09.01.11