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Old 10-13-2012, 05:53 PM   #6
L J's Avatar
Gazelle Intense
Join Date: Jun 2006
Location: Sweet Home Alabama
Posts: 10,296
I buy for little ones a year ahead.

But with Gap in particular, this is what I do. It's not very Dave Ramsey, but it works for me.

I have a Gap Visa. I put all of my monthly bills on it. Including rent, that's close to $1000. So, I earn $20 a month or so in rewards. I pay the bill in full every month so never any interest. I pay it as soon as it I put it on there, basically.

They do double and triple points sometimes, and just by having the card I get 40% off coupons nearly every month.
Mama to Henry (01.07), Catherine (09.11), Audrey (04.14), Clare (09.15) and our newest addition, coming July 2017!
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