Kiehl's tinted moisturizer - when I feel like I really need added coverage or SPF (I believe it has 15). Otherwise I will just use my body lotion during the winter (plain Aveeno), a lightweight gel moisturizer during the summer (Garnier), and regular sunscreen on top if I need it. My skin is pretty forgiving, though.
I don't tend to get into all of the organic/vegan/cruelty free/speciality cosmetics just because they are so expensive, hard to find in my area, and just not my bag. I use very little cosmetics... Maybe if I used more or on a daily basis it would be more important? Sorry I don't have anything to offer on that front.