08-13-2007, 08:50 PM
Join Date: May 2006
Location: west Tennessee
Well hell..what do I do now?
So, after making some phonecalls, I found out DH's insurance through his employer will NOT cover the birth center or any of its affiliated costs. Not even the prenatal care.
How depressing! It's where I had DD, and we were on state insurance at that time...so we didnt even pay partial. I love, love, love the birth center, and I so badly wanted to be cared for by the same Midwife that delivered Gemma and took care of me when I had a placenta complication after coming home. Now I just don't know what to do.
The insurance company doesnt cover ANY Nurse Midwives within a 200 mile radius, and doesnt cover any other birth centers.
Paying out of pocket for it just isnt realistic. We just barely squeek by on our bills now....and I know we wont have a way to come up with $5000 by the time I'm 30 weeks pregnant (per birth center legal requirments).
So now I'm looking at having to see a regular OB! The thought just makes me ill. I saw one for the first 13 weeks of my last pregnancy, and have no desire to see one ever again. The way I view this process is pretty much 180 degrees from the way they do...and I dont look forward to all the poking, proding and conflicts.
What do I do!? I just do NOT want to have this baby in the Hospital!!!!!
Mom to G, E and S