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Old 11-13-2012, 06:19 AM   #14
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lilg82882
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Join Date: Nov 2007
Location: MA
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Quote:
Originally Posted by krismark0

A previous poster mentioned that her deductible covered baby's room and board, but not the pediatrician, hearing test, etc. Does your company work that way, or does the whole stay get covered under mom?

I actually work in a hospital and sit near the insurance verification ladies...so I hear them say baby is covered under mom's policy for 30 days in most cases...but I never really though that meant you didn't have to pay seperately for baby. It woudl be such a releif if that happened!
Baby is completely covered under mom unless baby stays after mom is discharged. Then testing will go to baby's own deductible.

But I'm sure this works differently for every insurance company! I hope it is how it works for your too do you won't have to pay as much as you originally thought
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