Re: How do you figure clothes, furniture, or other irregular items into your budget?
I like this idea, but I don't think it would work for us... I think we're the kind of people who need a more strict plan. Otherwise the money would get spent the way we've been spending it - on things we want but don't need. We do best when we have specifics. $xx for this and $xx for that. Otherwise the money tends to get spent a little on this and that...
Originally Posted by isabelsmummy
This is pretty much what I do.
I do take out all the non negotiable things from our income (including savings) and then whatever is left over is for whatever we want that month whether it is a new piece of furniture, clothes or a day trip etc.. Big things like vacations I include in the monthly savings.