We have an HSA. DH's company couldn't afford the traditional PPOs anymore, and does not offer it. We pay the first $8,000 for anything that isn't preventative care. Preventative care is free. After $8,000, everything is free. We manage to hit the deductible every year.
Middle school teacher by day, super mom by night
Mommy to The Boss~2007, The Energizer Bunny~2009, and The Princess~2011
My kids are no longer in diapers, but somehow, my computer keeps finding its way back here...
Last edited by luvsviola; 11-16-2012 at 07:29 PM.