Thanks for the responses so far!
I sorta feel the same way a lot of you do. I worked my tail off to get scholarships and loans to go because I knew there was no college fund waiting for me. DH didn't even think to get scholarships because he knew that he had one. He feels that we should because that's what his parents did. Maybe if he hears that most people aren't providing most of the cash for college he will reconsider. I am going to propose buying bank CDs however to help grow their accounts.