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Old 01-05-2013, 07:10 AM   #11
sasra_nu's Avatar
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Join Date: Apr 2008
Location: Downstate Illinois
Posts: 4,872
Re: How much do you pay for private insurance?

Currently, with a heart condition, you won't be able to get it. I had a blood clot one time and was denied and told I would never be able to be insured on the private health insurance market. They deny people for much smaller things than heart issues. Sad but true!

Now, whenever the Obamacare stuff takes effect, I believe they can no longer deny people for pre-existing conditions. But it is really hard to say what the prices will be at that point.

Check to see if your state has a high-risk insurance pool for those who are denied for insurance on the private market. I know our state does, when I looked into it, it was about 400-500/mo for coverage that wasn't that great.
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