Re: It's SO much money...
While I totally agree that it's worth it... I've heard too many negative stories of women who choose to part ways with a particular midwife due to some sort of negative experience and then have to fight to get their money back to think it's a great idea to pay it all upfront this early. If you still have that check, I'd just pay whatever their minimum is for now, and pay it out over the course of the pregnancy as they require, just in case.
Mama to Ada, 7-23-09 and Sylvia, 11-27-13