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Old 02-09-2013, 09:00 AM   #4
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happiness
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Join Date: Aug 2009
Location: Kansas
Posts: 649
Re: What was the thriftiest decision or change your family made?

Quote:
Originally Posted by UVASahm View Post
We track and account for every penny. I have a huge spreadsheet for every category.

I totally understand wanting to pay off your student loans faster, but if your interest rate is low enough, in the long run, paying an extra $50 a month won't make much of a difference. Could you consolidate or refinance?
Thats true, we already pay 40 extra a month to pay it down 15 yrs faster. It is 7.25. I think the going rate is 7 right now? Its all govt loans, just cant wait to free up that pmt.
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