Re: What was the thriftiest decision or change your family made?
Thats true, we already pay 40 extra a month to pay it down 15 yrs faster. It is 7.25. I think the going rate is 7 right now? Its all govt loans, just cant wait to free up that pmt.
Originally Posted by UVASahm
We track and account for every penny. I have a huge spreadsheet for every category.
I totally understand wanting to pay off your student loans faster, but if your interest rate is low enough, in the long run, paying an extra $50 a month won't make much of a difference. Could you consolidate or refinance?
mama to 3 littles and 1 on the way!