[myajdw]

hmm i didn't realize that. the only reason they gave us for the rate jack up was how much the ins comp rec'd in claims last year for that company alone. i know that a guy that my dh works with, his wife and kids have ins through the same ins comp but don't go through his work and pay less than half of what we pay. so we'll probably still use the same ins after the baby is born, just go through it privately though.