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Old 05-24-2006, 09:28 AM   #1
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so frustrated....ins gripe

okay so i've finally had it with this. one of the reasons we decided we could get pregnant again was b/c we finacially could w/o any real problem. my dh has insurance at work and everything so we figured we'd be just fine we were only paying $124 a month for the whole family. we knew we'd have to upgrade but even then it was only $224 a month. well we found out in nov i was pg!! woo-hoo! then in jan did the upgrade, well the ins company jacked up all rates and we have to pay $575 a month for our ins. so there goes $351 and of course now i'm in nesting phase and would like to be getting the rest of this baby stuff, which i should've been able to have all of it already or at least closer too. it's just frustrating is all. i mean we're doing fine, we're still better off than we were with our first two ds's it's just irritating is all. i feel like we should be doing so much better than this but we're not.

anyone else have this problem?
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Old 05-24-2006, 09:35 AM   #2
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Re: so frustrated....ins gripe

That much of an insurance increase at one time should be illegal....

Sorry mama!
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Old 05-24-2006, 10:04 AM   #3
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Re: so frustrated....ins gripe

get private insurance Aetna in PA is great and inexpensive as long as you all are in decent health !! The same thing happened to us dh took a new job they told him he would get "Better" Ins .. We thought that meant less expensive .. In the end we used to pay $50 per check for the whole fam with the new job is was$575!!!!!!!!!!!! The pay increase dh got for changing jobs went all to the ins !!
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Old 05-24-2006, 10:10 AM   #4
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why do you insist on grating my cheese...my kids already do that
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Re: so frustrated....ins gripe

we would've gone private but b/c of the pregnancy we can't....nobody will cover it ( so we're just stuck until i deliver. you would've thought that since the ins raised their rates for this company that the company would in turn cover more of it but they don't....not really anything we can do until i deliver i guess. it's just insane. and they only raised rates for THIS company, it's a nationwide company and i guess just last year alone for that company alone the ins company had over 6 billion in claims so i understand they didn't have a choice...but the company my dh works for should've started to cover more of the ins then.
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Old 05-24-2006, 10:53 AM   #5
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Re: so frustrated....ins gripe

WOW that just doesn't seem right. ((((HUGS)))) to you!
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Old 05-25-2006, 07:04 AM   #6
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Re: so frustrated....ins gripe

How frustrating! I've had nothing but problems with inurance. I lost my job at 8 months pregnant with #2, the insurance expired a few weeks before she was born and since we had no "proof of income" I was turned down for medical assistance! I am still paying on that birth. Then with this last one I had medicaid, but I was going to a birthing center. The ins covered everything except use of the facility, so I started making payments for that. On her due date dh's company ins kicked in, covered the center, I got the $$ back, but now it won't cover the mw for me to just go see. Like I had to go to a different place to have my iud out, and for checkups and everything now.
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