Pumps covered under Obamacare

[lildutch1]

As for state law, check www.llli.org for the laws pertining to your state, unfortunately not all states protect us and not all the laws are clear. I have heard some pretty horrible stories of pumping conditions that were disgusting but allowable by law

With obama care I would check with your specific insurance provider but it would surprise me since the do not consider pumping medically necessary, which is a soap box I will stay off of.

[jaks]

The other think you could do is to cover the window in the door with construction paper and put a sign up like Jumping Bean said. I also pump in my room and I just put up a sign that says "do not disturb". Who knows what the kids think, but whatever!

[snoggle]

My understanding is that The Affordable Care Act (Obamacare) does require all NEW insurance policies to cover pumps after August 1, 2012. So what that means is that my insurance will cover it, but not until our policy renewal date after August 1, 2012. Mine happens to be May 1, 2013 (sucks since my kid is due in December and I have to return to work in February). So, it will be covered (I think for anyone, not just medically necessary), but not until you have your first "open enrollment period" and "renewal" for your policy after August 1.

[tamacha]

My insurance reimburses up to $250. I just have to send in the receipt. However, they JUST created this policy yesterday even though Obamacare started 8/1 on pumps. This is so awesome though!! love it as I'm going to be working full-time and trying to continue feeding breast milk.

[Leiiki]

I just had my first prenatal appt and they handed me a voucher for a free pump with info on Obamacare. Looks like a Medela Pump-In-Style Advanced from the picture. Last time, I got a pump but had to pay $44 copay with the same insurance.

[snoggle]

Originally Posted by tamacha My insurance reimburses up to $250. I just have to send in the receipt. However, they JUST created this policy yesterday even though Obamacare started 8/1 on pumps. This is so awesome though!! love it as I'm going to be working full-time and trying to continue feeding breast milk.

Your policy renewal date must have been Oct. 1, that's why they started it then. None of the insurance policies have to follow Obamacare until their first renewal after Aug. 1, 2012. Mine isn't until May 2013

Basically it will take a full year after Aug. , 2012 for every insurance policy to get on board, since they all have a different annual renewal date.

[Leiiki]

Originally Posted by snoggle Your policy renewal date must have been Oct. 1, that's why they started it then. None of the insurance policies have to follow Obamacare until their first renewal after Aug. 1, 2012. Mine isn't until May 2013 Basically it will take a full year after Aug. , 2012 for every insurance policy to get on board, since they all have a different annual renewal date.

It must depend on how conscientious the insurance company is - our renewal was last May, and I still got the free pump voucher yesterday.

[snoggle]

Originally Posted by Leiiki It must depend on how conscientious the insurance company is - our renewal was last May, and I still got the free pump voucher yesterday.

Oh yeah, they can choose to do it earlier. They could have chosen to cover them for the last 10 years. It just wasn't required until the first renewal after Aug. 1, 2012. Lucky you!

[organicmama10]

It does depend on the insurance company. I called mine following a posting by another mom on another board and was told that they would only cover the cost of a manual pump. Lame....plus, I already have 2. I needed an electric pump as the motor of my Medela died just one year after it was purchased. Sadly, the warranty expired and Medela don't do repairs on motors. I heard that others would cover a double electric pump in full to at least 50%.

[Kararific]

Great info, thanks for sharing! I hadn't thought about checking my insurance with or without Obamacare.