Insurance

[mommie2avery]

Has anyone heard of the insurance company putting a limit on the number of children it will cover per family? Hubby thinks that there is but I woudl think if you have them, they should cover them

[raisingcropsandbabies]

Have never heard of that. We were all covered with my parent's insurance (in two different states) and we were a 9 person bio family. We've (dh, i, and kids) had 3 different insurance companies now and have not read anything about family size in any of the "don't cover" sections of their books. We have 4 kids and no one has said a word.

[7 for now]

We have never run into that. We have had BC/BS for over 10 years now and it is never an issue. We currently have our 10 person family covered and will add #11 soon.

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[ChristyHC]

You'll want to check your plan or call your company. We've had three different plans in the past 7 years. One had a limit of the number of kids, one didn't, and one went up a little with each kid. I think it varies by state, company, and plan.

[hac1224]

We only have 4, but ours simply charges per person.

[luvsviola]

Both my employer and DH's employer just cover all dependents in the home under 21 years of age (I think it is going up this year with the new laws).

[twinpossible]

Mine does not have a limit but I do get charged more each month per dependent.

[HeatherlovesCDs]

Ours has no limit (never heard of that) and doesn't go up per child. There is a rate for employee, employee + spouse, and employee + family whether that is 1 child or 20 children. That said, we pay a lot for our insurance anyway.

[raisingcropsandbabies]

Originally Posted by HeatherlovesCDs Ours has no limit (never heard of that) and doesn't go up per child. There is a rate for employee, employee + spouse, and employee + family whether that is 1 child or 20 children. That said, we pay a lot for our insurance anyway.

We do too! And it keeps going up every year... 13% increase every year for 3 years and now 18%. But we are thankful for it... unfortunately we've needed it a lot over the past 5 years!

[mommie2avery]

Originally Posted by HeatherlovesCDs Ours has no limit (never heard of that) and doesn't go up per child. There is a rate for employee, employee + spouse, and employee + family whether that is 1 child or 20 children. That said, we pay a lot for our insurance anyway.

ours is labeled the same way and it keeps going up as well each year.