reloadable gas cards/visa's

[igotmywings]

I buy gift gards for the gas stations themselves at my Frys (kroger) because currently I am earning 4 times the fuel rewards points at their gas station.

I can tell you Walmarts Vanilla mastercards only have a one time upload fee and not a monthly fee. But its NOT re loadable.

[Rdesonia]

Another option might be to set up a separate bank account. If you have direct deposit many credit unions will give you free checking. DH's credit union account has no minimum balance and no direct deposit required. I have an old account with US Bank that has a $250 minimum to be deposited each month. Our joint account at yet a different credit union has a $20 minimum balance/ no direct deposit required BUT you have to have a saving account with at least $1 in it. We don't pay any monthly fees on our bank accounts and each one has debit cards.

It might work for you if you combine 2 areas of the budget ... such as groceries and gas. I'd hate to waste $5 a month on fees. That is $60 a year!

[jbug_4]

Originally Posted by Rdesonia Another option might be to set up a separate bank account. If you have direct deposit many credit unions will give you free checking. DH's credit union account has no minimum balance and no direct deposit required. I have an old account with US Bank that has a $250 minimum to be deposited each month. Our joint account at yet a different credit union has a $20 minimum balance/ no direct deposit required BUT you have to have a saving account with at least $1 in it. We don't pay any monthly fees on our bank accounts and each one has debit cards. It might work for you if you combine 2 areas of the budget ... such as groceries and gas. I'd hate to waste $5 a month on fees. That is $60 a year!

I have a separate account already-its kind of a backuo account I started when dh and I were having issues. I thought about using that one but then I kind of liked having a back up account. even if it was only $100 in it. I think I will use it for gas though that makes the most sense- no fees and I know I can use it a pay at the pump any where. I use cash for groceries, didn't wan to use cash for gas since there is always a kid with me and I am not comfortable leaving them in the car to run inside. Our gas station attendants aren't the fastest in the world.

[cdeweese]

Walmart gas card cost nothing Purchase them in the store and pay at the pump (get a discount). They're also reloadable.