Reply Hey Mom! Learn more about the Gerber Life Insurance Grow-Up Plan!
 
Thread Tools Display Modes
Old 11-18-2011, 12:11 PM   #1
ohgirlohboyohno's Avatar
ohgirlohboyohno
Registered Users
seller
seller
 
Join Date: Aug 2008
Posts: 5,645
$10,000 for one day in the hospital? UPDATE #18

Our insurance has online paperwork - so I am looking at what all is coming through and there is a bill for "in patient hospital" under MY name (so for me) that is over $10,000....that doesn't seem right?!?! We were there for 26 hrs after delivery. AND I pre registered and my "estimated" bill said it would be $3400 (I paid my 10% of $343) ...it hasn't been fully processed yet so I can't see all the information for it but it says "my" portion would be $1200 ....I can't imagine what I am paying for...NONE of my kids births cost that much at the hospital - all have been between $400-$700 (depending on what our insurance was) I am SHOCKED!

Anyone else started getting bills for their births?

Oh and our anesthesiologist was "out of network" bummer - that bill was just $170 though - phew!

Advertisement

__________________
Lanicia Mama to 3 crazy kiddos - A - 14 P - 6 E - 5 and a little baby J - 2

NEW Giftable Innotab2 players FS (pink and blue) here

Last edited by ohgirlohboyohno; 12-01-2011 at 01:48 PM.
ohgirlohboyohno is offline   Reply With Quote
Old 11-18-2011, 12:51 PM   #2
gem898's Avatar
gem898
Registered Users
seller
seller
 
Join Date: Sep 2010
Location: US
Posts: 951
Re: $10,000 for one day in the hospital???!!!

The hospital billed our insurance $8000 for me, $1000 for LO, and our OB billed $4500 for delivery.

I totally understand why people can't afford health care...
__________________
DD 10.25.2011
DS 02.20.2014
gem898 is online now   Reply With Quote
Old 11-18-2011, 12:55 PM   #3
Queen_Celeste's Avatar
Queen_Celeste
Registered Users
seller
seller
 
Join Date: Nov 2007
Location: my blue cottage
Posts: 3,245
My Mood:
Re: $10,000 for one day in the hospital???!!!

With my first the hospital billed over $14K for ME. Yeah I was SHOCKED. Even with insurance I paid the max out of pocket for myself and my newborn was in a similar situation.

With my second we had a different insurance company and the same hospital. The hospital wanted $10K and the insurance contract agreed to give them less than $3,000. A big part if who your insurance is and the discount you get in network.

ETA: the first birth it was billed as 'days' but the second it was billed by the hour, I think that was a big factor.
__________________
Rebecca
Mama to my energy balls (5 and 3)
Going back to school!
Queen_Celeste is offline   Reply With Quote
Old 11-18-2011, 02:01 PM   #4
Logans Mommy's Avatar
Logans Mommy
Registered Users
seller
 
Join Date: Jun 2008
Location: San Diego, CA
Posts: 1,513
My Mood:
Re: $10,000 for one day in the hospital???!!!

I didnt see a bill for myself from this delivery since it was at a military hospital. But with dd I just got a few of her bills b/c I was at a civilian hospital and it took a little while for her insurance to catch up with her... I never saw my bills from her delivery (c-section) either. But wow, that is so much more than I expected!
__________________
Jennie, married to my sailor since July 05 and SAHM to Logan (9/07)
and Cassidy (11/09) and my newbie VBAC baby Tristan (9/11)
http://www.swagbucks.com/refer/JennieV

Logans Mommy is offline   Reply With Quote
Old 11-18-2011, 02:08 PM   #5
ohgirlohboyohno's Avatar
ohgirlohboyohno
Registered Users
seller
seller
 
Join Date: Aug 2008
Posts: 5,645
Re: $10,000 for one day in the hospital???!!!

Okay - it looks like this:
$1400 billed, $1081 eligible expense (so how much insurance agrees it is worth), my part $270, $811 paid by plan...then there is another one
$9667 billed, $7250 eligible expense, my part $1433, $5816 paid by plan.

I am confused because we did pre-register with the hospital and I got an "estimated" bill which said it would be $3400 and my 10% co-insurance would be $343...how in the world would/could the hospital not know that their "estimate" was off by $8000...I think there must be a mistake...we have had 2 other kids at this hospital...I need to go find those bills and see what we were charged/billed initially. Maybe those 2 "in-patient" bills (EOB) are one for me and one for baby....any reason why baby would be THAT expensive?? She roomed in with me the whole time, .....

Oh I just thought of something....would the hospital bill as "in patient" if she went for an ultrasound?? It was really quick scan on her back to look at the sachal (sp?) dimple on her hiney... I thought that was billed through the pediatrician...but I could be wrong??

I know this does NOT include my ob
and does not include the pediatrician for kiddo
or the anesthesiologist

I sure hope those 3 meals were not that expensive - they were NOT worth that!
__________________
Lanicia Mama to 3 crazy kiddos - A - 14 P - 6 E - 5 and a little baby J - 2

NEW Giftable Innotab2 players FS (pink and blue) here
ohgirlohboyohno is offline   Reply With Quote
Old 11-18-2011, 03:02 PM   #6
BrandNewMama's Avatar
BrandNewMama
Registered Users
seller
 
Join Date: Jul 2011
Location: There's no place like home...
Posts: 346
My Mood:
Re: $10,000 for one day in the hospital???!!!

I'm a little scared now to see what our bills will be when they come!!
__________________
Blessed and happy wife to DH 11/10 Mama to Z 11/11!
Catholic, mostly SAHM, cautiously vaxing, BFing, CDing,
BWing, non-circing, fun loving, joy filled
BrandNewMama is offline   Reply With Quote
Old 11-18-2011, 03:23 PM   #7
z1ggy23's Avatar
z1ggy23
Registered Users
seller
 
Join Date: Mar 2008
Location: Houston, TX
Posts: 6,974
My Mood:
Re: $10,000 for one day in the hospital???!!!

mine was $9500 for the hospital only befor the insurance "discount". The insurance paid about $3k and I paid about $700...

Anesthesiologists are usually out of network...
__________________
Brandilyn ~ Wife to C and WAHM to DD1 M (8/07), DS L (9/09), and DD2 E (9/11)
z1ggy23 is offline   Reply With Quote
Old 11-18-2011, 06:36 PM   #8
Becky1551's Avatar
Becky1551
Registered Users
 
Join Date: Aug 2007
Posts: 300
Re: $10,000 for one day in the hospital???!!!



That's nuts. We keep thanking our lucky stars that we live in Canada - LO has been to the pedi a number of times, plus a hospital visit, plus all of our midwife appointments and the (albeit home) birth. There is no way we could afford it even with insurance in the States.
__________________
Mama to Mr. L - born 10/25/2011 peacefully and blissfully at home.
Becky1551 is offline   Reply With Quote
Old 11-18-2011, 10:08 PM   #9
sisu
Registered Users
seller
seller
 
Join Date: Jan 2010
Posts: 7,367
I believe it. I have no idea what insurance actually paid in the end, but my 6 day stay with DS was billed at just over $100,000.
sisu is offline   Reply With Quote
Old 11-19-2011, 05:27 AM   #10
DrusL8y's Avatar
DrusL8y
Registered Users
seller
 
Join Date: Jul 2009
Location: San Antonio, TX
Posts: 1,623
My Mood:
Re: $10,000 for one day in the hospital???!!!

Yep! That sounds about right! I commend your for looking and if you need to, you can go to the hospital and ask for the itemized version. Or, maybe they can email it to ya! The hospitals are notorious for charging for procedures that they never even did! I would definitely look into it! With the doctors' insurance going over and healthcare supplies at a high demand, the price of everything is grossly inflated. This is why I don't understand why insurance companies aren't quick to jump on midwifery and birthing center care. For DD, our insurance only had to pay our midwife $3500! They would rather pay tens of thousands?! Mind-boggling! And I betcha your care your entire pregnancy wasn't even worth 10 grand! Ha! That's the system for ya!
__________________
I'm Kendra!
Missing our 4 Angels (11.04)(12.11)(3.12)(12.12)
Josiah(2.06)Ami(10.08)Elan(9.10)Noemi(9.13)
DrusL8y is offline   Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump

Copyright 2005 - 2014 Escalate Media. All Rights Reserved.