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Old 07-30-2012, 09:01 AM   #11
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40%. For 1 child.

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Old 07-30-2012, 10:31 AM   #12
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Re: Percent of paycheck to childcare?

If I were to work for somewhere between 20 & 25ish hrs making 8 to 11.00 an hr care would be all tomy & then some of my check.
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Old 07-30-2012, 12:28 PM   #13
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Re: Percent of paycheck to childcare?

I'm estimating about 20% for two kids. My brain is not functioning enough right now to do the math.
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Old 07-30-2012, 02:53 PM   #14
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Re: Percent of paycheck to childcare?

25% for one kid
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Old 07-30-2012, 05:26 PM   #15
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Re: Percent of paycheck to childcare?

20% my income for one kid, or 15% of the family income. I don't know how some of you pay 40% towards child care. That's 40% of the entire family income?
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Old 07-30-2012, 05:42 PM   #16
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Quote:
Originally Posted by Shimpie
20% my income for one kid, or 15% of the family income. I don't know how some of you pay 40% towards child care. That's 40% of the entire family income?
I only calculated it as a percentage of my income. If I wasn't working we wouldn't need childcare so I thought that's what we were looking at, how much of the second income is left over after childcare.

We only pay 13% of our family income towards childcare.

ETA - is childcare tax deductible in the US? We pay about $24,000 a year in childcare but a big chunk of that is tax deductible so come tax time we get a big chunk back.
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Old 07-31-2012, 05:45 AM   #17
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Re: Percent of paycheck to childcare?

Quote:
Originally Posted by mibarra View Post
40%. For 1 child.
Me too.

Quote:
Originally Posted by Shimpie View Post
20% my income for one kid, or 15% of the family income. I don't know how some of you pay 40% towards child care. That's 40% of the entire family income?
I know for us, it's only a one parent, one income home, so yes. Normal daycare rates are unbelievable when you make less than $10 an hour or so, and it's impossible as a single parent to afford childcare for a min wage job. It just can't be done, unless you live with family or others that are willing to help. We live on our own, and this month, in order to afford to just be able to go to work, I'm going to have to lower my car insurance coverage and only pay half of the electric bill.
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Old 07-31-2012, 06:31 AM   #18
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Re: Percent of paycheck to childcare?

If I had returned to work after my youngest was born we would have been paying between 50%-110% of my paycheck depending on weather my older children were in school and if I chose a nice daycare or the cheapest nastiest one you could find. I chose to stay home. I was earning $9. An hour. About what I would have had to pay for care of 2 children + supervision for my 13 year old after school. I don't feel 13 years old is old enough to not need care.
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Old 07-31-2012, 07:05 AM   #19
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Re: Percent of paycheck to childcare?

About 1/4 of my earnings goes towards part time child care (2x a week). Since DH also works, it's not a huge chunk but it does add up throughout the year, esp. since DH's pay fluctuates. We would have loved to do full time but it wasn't within our budget. Luckily we can rely on my family to help out and DH has Mondays off from work 90% of the time.
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Old 07-31-2012, 08:31 AM   #20
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Re: Percent of paycheck to childcare?

Thankfully 0%. My mom is my daycare. I am so grateful to her. No one could deal with my kiddos and all of DS's therapy and doctors appointments.

If I was paying for a center for them, it would be about 75% of my take home pay as a 10 year teacher with a masters degree. I priced it out once. $150 for DD, $150 for DS, and $250 for DD2.
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