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Old 11-09-2012, 09:55 PM   #1
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Non-profit paying off random people's debt...is it legit?

How can I find out whether this is a legitimate non-profit? I'd love to donate to this, but don't want to give money away foolishly.

Here's the link:
http://rollingjubilee.org/

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Old 11-09-2012, 10:34 PM   #2
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Re: Non-profit paying off random people's debt...is it legit?

I have no idea, but there doesn't seem to be much info there.
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Old 11-09-2012, 10:56 PM   #3
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Re: Non-profit paying off random people's debt...is it legit?

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I have no idea, but there doesn't seem to be much info there.
That part sends up red flags to me...far too little contact information for my comfort level. The website itself has a very basic, fly-by-night set up too. That could be because it's new, too, but if it were me I wouldn't be sending my hard-earned money there unless I had more concrete proof of where that money is going.
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Old 11-10-2012, 12:15 AM   #4
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Re: Non-profit paying off random people's debt...is it legit?

It's a project from Occupy Wall Street: http://www.businessinsider.com/how-r...-works-2012-11

Looks legit to me.
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Old 11-10-2012, 07:43 PM   #5
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Re: Non-profit paying off random people's debt...is it legit?

There are various websites that rate different non-profits. I would do a search and if they aren't on any of the websites wait or donate the money to a non-profit with a high rating.
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Old 11-10-2012, 08:02 PM   #6
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Re: Non-profit paying off random people's debt...is it legit?

I know this isn't your question, exactly, but I wouldn't donate (in addition to the lack of validating information) because the non-profit isn't addressing a root cause just a symptom, and therefore isn't necessarily helping it's mission or moving things forward. That just doesn't make sense to me.

If it was this solution in addition to education, financial planning assistance, and/or bank-policy development, then maybe...
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Old 11-10-2012, 10:25 PM   #7
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Re: Non-profit paying off random people's debt...is it legit?

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I know this isn't your question, exactly, but I wouldn't donate (in addition to the lack of validating information) because the non-profit isn't addressing a root cause just a symptom, and therefore isn't necessarily helping it's mission or moving things forward. That just doesn't make sense to me.

If it was this solution in addition to education, financial planning assistance, and/or bank-policy development, then maybe...
There are always two types of charities...the ones trying to work on the root of the problem and the ones providing immediate help. I consider both necessary. What good is it to the starving child that we're working on an economic solution for years into the future, kwim? My father left my mother with loads of debt, stole from her for ten years and then went to prison leaving her with sole financial responsibilty in a crazy deep hole. I saw how hopeless that made her and i can just imagine the huge burden being lifted she wouldve felt if a debt just disappeared out of random kindness. I REALLY like this charity idea. Others may be moved to donate to the other programs.

Ill definitely check into the charity rating websites, thanks for the tip.
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Old 11-11-2012, 07:03 AM   #8
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Re: Non-profit paying off random people's debt...is it legit?

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There are always two types of charities...the ones trying to work on the root of the problem and the ones providing immediate help. I consider both necessary. What good is it to the starving child that we're working on an economic solution for years into the future, kwim? My father left my mother with loads of debt, stole from her for ten years and then went to prison leaving her with sole financial responsibilty in a crazy deep hole. I saw how hopeless that made her and i can just imagine the huge burden being lifted she wouldve felt if a debt just disappeared out of random kindness. I REALLY like this charity idea. Others may be moved to donate to the other programs.

Ill definitely check into the charity rating websites, thanks for the tip.
Good points, harmoni! I had forgotten that perspective (foodbanks are a favorite charity of mine!)

I'm a little confused by the 'random' aspect of this charity. Does that mean it could help family who aren't necessarily in need as well?
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Old 11-11-2012, 07:09 AM   #9
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I'd love if someone could come wipe away my medical debt. It's killing us. We are financially dumb. We don't always make what everyone consider the best choices, but we live within our means. The problem is our credit is shot and I am going to be paying medical bills for a long, long time. Just saying - it really would help some people. Not just treat a symptom.
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Old 11-11-2012, 08:09 AM   #10
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Re: Non-profit paying off random people's debt...is it legit?

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Good points, harmoni! I had forgotten that perspective (foodbanks are a favorite charity of mine!)

I'm a little confused by the 'random' aspect of this charity. Does that mean it could help family who aren't necessarily in need as well?
No. It's for families crushed by long term debt. I think it's a beautiful idea.
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