View Poll Results: What is the best way to generate extra cash to pay down debt?
Knitting 0 0%
Sewing 2 9.52%
Blogging 0 0%
Online Surveys 1 4.76%
Buying and Selling stuff on Ebay 9 42.86%
Other? 9 42.86%
Voters: 21. You may not vote on this poll

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Old 03-09-2013, 07:01 AM   #1
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jengojengo
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Need advice on ideas to make $ to pay off van...

Hi! Well, we just payed off all our cc debt with our tax refund, and have our (baby) emergency fund. Now I want to attack the only remaining debt, the van. We have about 3 years left on the loan, but I want to pay it off quickly. Getting a job outside of the home is not something that I want/and/or am willing/able to do, and we live on 1 small income which I am grateful to have. I am a stay at home mom to 3 kids, 2 in elementary school, and a 2 year old at home with me all day.

I have made all the cuts I can in the budget, and am now looking at ways to make money that I can do from home. I need suggestions, but the only thing I am not open to is any kind of direct selling. I got into that once before and ended up 11,000 in debt (totally my fault, but I just don't want to get back into that kind of thing again.)

Here are my "skills"-
B.A. in History
Sewing
Knitting
general craftiness




I have heard horror stories of people never making any money doing crafty stuff, and slaving away for hours...

Any advice is welcome. I really have a passion for paying off this van!

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Old 03-09-2013, 07:34 AM   #2
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Re: Need advice on ideas to make $ to pay off van...

When we were working our way through paying off our debt I started a home daycare. We were able to live off of my income and use my husband's income to pay off our debt. Worked great as I was home with my kids all day and they got socialization from playing with other kids their own age.
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Old 03-09-2013, 09:53 AM   #3
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Re: Need advice on ideas to make $ to pay off van...

How about sub teaching you get 50-80 a day (here) and only need a ba and you'd only have find another mom who would be willing to take your 2 y/o once and a while and co-op it with her for a day w/o her child. U could do it 2x a month and find its enough to bring in a little more for that snow ball.
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Old 03-09-2013, 11:15 AM   #4
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Re: Need advice on ideas to make $ to pay off van...

I "make" more doing swagbucks than I did knitting. But knitting is more enjoyable. Are you organized enough to thrift store shop and resell? (I am not, but some mamas here do amazing.)

Maybe a family or 2 needs before/after/no school day care? Then you would still have days with your 2yo free.

Last edited by misskira; 03-09-2013 at 11:16 AM.
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Old 03-09-2013, 12:06 PM   #5
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Re: Need advice on ideas to make $ to pay off van...

Home daycare

Another idea--trading it for something smaller or cheaper. We had a small car until our fourth child was born. It was tight, but we all fit safely and were able to continue saving to pay cash for a van.

Last edited by Melinda29; 03-09-2013 at 12:09 PM.
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Old 03-09-2013, 12:23 PM   #6
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Re: Need advice on ideas to make $ to pay off van...

If you have a degree in history, can you put together a class for local homeschoolers on a time period you are particularly in love with?
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Old 03-09-2013, 02:45 PM   #7
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Re: Need advice on ideas to make $ to pay off van...

Maybe be a history tutor at your home for kids/teens.
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Old 03-09-2013, 03:00 PM   #8
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I agree with home tutoring or babysitting at your place. Alot of mamas around u will look at your experience with 3 kids as a great résumé! Swag buck is nice but it does take time. There is also online surveys with well trusted companies.

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Old 03-09-2013, 03:07 PM   #9
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Re: Need advice on ideas to make $ to pay off van...

wham. online sites?
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Old 03-09-2013, 04:02 PM   #10
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Re: Need advice on ideas to make $ to pay off van...

Quote:
Originally Posted by Hitchkids View Post
If you have a degree in history, can you put together a class for local homeschoolers on a time period you are particularly in love with?
I was going to suggest this same idea.
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