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Old 06-11-2008, 04:48 AM   #11
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Re: How much did your homebirth midwife cost if you paid out of pocket??

My midwives charge $750 plus any vitamins/supplements and 40 cents per mile to come here. It's about a 1 hour 20 minute drive. We've had two beautiful homebirths and are planning our third in February!

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Old 06-11-2008, 07:21 AM   #12
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Re: How much did your homebirth midwife cost if you paid out of pocket??

i think it's around $1000 here in SW MI when i looked into it. I hope it stays around that price or we will be priced out of affording it... Stupid insurance will only cover it if it's a CNM and no CNMs do home births here...Oye!!
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Old 06-11-2008, 07:29 AM   #13
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Re: How much did your homebirth midwife cost if you paid out of pocket??

I just talked to a group of midwives about this yesterday. I am currently seeing an ob but wanted to look into the homebirth. The group here charges $2900 and that is for all prenatal care and birth. They do payment plans and do not file with insurance. I think our insurance would cover 80% but still not sure on that. My dh is so not onboard with the homebirth. I still have some time ot talk him into it.
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Old 06-11-2008, 07:38 AM   #14
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Re: How much did your homebirth midwife cost if you paid out of pocket??

My mw charged $1600 for everything, and we had a $100 extra charge for cord blood collection and a lab test. My insurance does cover some - after we meet our $400 deductible, insurance will cover 70% of the remaining $1200.

ETA: we had to buy some supplies also...probably less than $100 worth, though.
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Old 06-11-2008, 07:41 AM   #15
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Re: How much did your homebirth midwife cost if you paid out of pocket??

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My mw charged $1600 for everything, and we had a $100 extra charge for cord blood collection and a lab test. My insurance does cover some - after we meet our $400 deductible, insurance will cover 70% of the remaining $1200.
Who did you use? I am in Richland and wanting a homebirth for our next...if we can afford it, i know our insurance won't cover a penny!
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Old 06-11-2008, 08:04 AM   #16
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Re: How much did your homebirth midwife cost if you paid out of pocket??

My MW charges about $3200, which includes prenatal care, delivery and postnatal care. Lab fees and RhoGam (if necessary) are separately billed with the lab. There is also an additional $150 for the home birth supplies. She can't legally attend a home birth in SD until July 1, so I'll be delivering (if this baby ever decides to show up) across the border at her office in Wyoming.
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Old 06-11-2008, 08:24 AM   #17
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Re: How much did your homebirth midwife cost if you paid out of pocket??

My MW was a DEM and charged $1500 for everything- prenatals (including giving me vitamins and supplements), delivery, and PP care. However, we only had to pay her $50/ appt since we were planning on UC'ing and she wasn't going to charge us the full amount if she didn't attend the birth...so it cost us a total of maybe $3-400?

However, the other MW's available in my area are mostly CPM's and they all charge about $3-4000!! That's more than we'd pay OOP for a hospital birth after insurance, and our insurance WON'T cover homebirth unless it's with a CNM (which is dumb becaue they won't do homebirths here).
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Old 06-11-2008, 08:44 AM   #18
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Re: How much did your homebirth midwife cost if you paid out of pocket??

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our insurance WON'T cover homebirth unless it's with a CNM (which is dumb becaue they won't do homebirths here).
Isn't this stupid...when a homebirth costs them sooo much less and they won't pay for it. I plan on fighting it with appeals...or going to the hospital for a quick jaunt just to screw my insurance company...lol...but i know many who have appealed with bcbs and had no luck. I tried to get preapproval and never heard back...oye!
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Old 06-11-2008, 08:48 AM   #19
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Re: How much did your homebirth midwife cost if you paid out of pocket??

Our MW is $2100 for prenatals, delivery, and post partum.

I interviewed 4 and there was a sliding scale anywhere from $1800-$3500.
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Old 06-11-2008, 08:49 AM   #20
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Re: How much did your homebirth midwife cost if you paid out of pocket??

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Originally Posted by rachel5 View Post
I just talked to a group of midwives about this yesterday. I am currently seeing an ob but wanted to look into the homebirth. The group here charges $2900 and that is for all prenatal care and birth. They do payment plans and do not file with insurance. I think our insurance would cover 80% but still not sure on that. My dh is so not onboard with the homebirth. I still have some time ot talk him into it.
if you decide to use the MW, that is if your dh gets on board, they will give you a super bill and you could submit it to your insurance on your own after the delivery and get reimbursed for the 80% which would be a great deal. And as for getting your DH on board, mine has always been a little skidish as well, but we rented the business of being born and watched it together and he was amazed at how much safer homebirthing is for most women than hospital birthing. Give that a try. The home births on the video are pretty calm and non-bloody/icky so it is helpful if your dh is squeemish with those sorts of things.

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